Financing

Pre-qualify in minutes,
drive with confidence

Know your budget before you fall in love with a vehicle. Quick, secure, and no obligation.

Why finance with us

One application, multiple lenders

All credit welcome

Good, bad, new to Canada or rebuilding — we work with multiple lenders to find a fit.

Competitive rates

We shop banks and finance partners so you don’t have to chase the best rate.

Fast pre-approval

Most applicants hear back the same day. Shop knowing exactly what you can afford.

No impact to browse

A pre-qualification conversation won’t hurt your score. Soft, no-pressure first.

  • No SIN required to start
  • Trade-ins welcome
  • Extended warranty options available

Start your pre-qualification

Step 1 of 250%

Let’s start with you

Takes about 30 seconds. No SIN and no credit check to begin.

No SIN and no credit check to start. By submitting you agree to be contacted about your request.

Submitting starts a soft pre-qualification conversation. Final terms are subject to lender approval (O.A.C.).

Build credit while you drive

An auto loan is one of the best ways to rebuild your credit

A car loan is a reporting installment loan. Every on-time payment is reported to Canada’s credit bureaus (Equifax and TransUnion) and builds a track record future lenders can see — which is why the right auto loan is one of the most practical ways to rebuild after a rough patch.

  • On-time payments are reported monthly and build positive history
  • Adds a healthy installment loan to your credit mix
  • A realistic path forward after challenged credit, a bankruptcy, or a discharged consumer proposal
  • We welcome all credit situations and structure approvals with rebuilding in mind

General information, not financial advice. Credit outcomes depend on your full profile and staying current on your payments.

Situations we help with

Good credit or not — we work with multiple lenders to find a fit.

  • New to Canada
  • Rebuilding after bankruptcy or a consumer proposal
  • First-time buyer / no credit history
  • Self-employed income
  • Previous repossession or missed payments
Questions?

Answers before you ask

Still wondering about something? Call us at (705) 806-5097 — a real person picks up.

Yes. We work with multiple lenders for all credit situations — good, bad, new to Canada, or rebuilding.

Ready when you are.Let’s get you moving.

Whether you’re buying your next vehicle, booking a service, or treating your car to a detail — the whole district is one quick call or click away.